Business All Risks

This section gives cover for items belonging to your business that you have specified. The items you specify will be insured against theft or damage, whether they are on your business premises or not.

You must list each item that you wish to cover separately.

We will pay for damage to or theft of any specified items no matter where in the world this happens

You’ll get all of this automatic additional cover:

• Reinstatement of data or programmes on your computer as part of a claim that we pay
• Programmes that are not compatible with your computer replaced by us

Please note: you cannot take out an Business All Risks policy unless you have first taken our Business Contents cover.

All cover is subject to the policy terms, conditions and exclusions as stated in the Policy Wording, which you can read here.

You can read the General Section and General provisions here

Please always refer to your policy wording as the final and definitive document that specifies the details of your cover, including what is not covered.