Loss of Profits (Fee Based)

If you are a consulting or other fee-based business, we can cover your business against loss of profits caused by  damage Caused by any of the following: Fire, lightning, explosion, water, wind, storm, hail, snow, earthquake, impact to your building, theft of the contents of your building, accidental or malicious damage to your building or contents of your building at the premises noted in your declaration. to your business’s property.

You will be protected in case your turnover is reduced or you incur additional expenses that could cause significant financial loss to your business. You are also covered if your revenue drops or your business costs increase as a direct result of a claim that we have agreed to pay.

We will cover you if your revenue drops or your business costs increase as a direct result of a claim that we have agreed to pay.

You’ll get all of this automatic additional cover:

• Fines and penalties for breach of contract
• Prevention of access
• Public telecommunications cut-off
• Public utilities cut-off
• Claims preparation costs

Please note: you cannot take out a Loss of Profits policy unless you have first taken our Business Contents cover.

All cover is subject to the policy terms, conditions and exclusions as stated in the Policy Wording, which you can read here.

You can read the General Section and General provisions here

Please always refer to your policy wording as the final and definitive document that specifies the details of your cover, including what is not covered.