Household Contents
This covers the contentsThe contents that belong to you in the building stated on your declaration, including fixtures and fittings in or on your building that you are responsible for. of your home, including fixtures and fittings, that you are responsible for if they are stolenWhen tangible property insured by this policy is taken from you by a third party without your permission and not given back to you, and you are not able to find and recover it. or damagedAccidental loss of or physical damage to tangible property insured by this policy..
You get automatic additional benefits to cover all kinds of other eventualities, at no extra cost.
This cover also protects your business contents if you run a business from home.
You’ll also get all of this automatic additional cover:
- Your contents while you are on holiday.
- Your contents at a boarding school, university accommodation, nursing home or hospital.
- Your contents at your work address.
- Your contents while at a drycleaner, laundromat or repairer.
- Removal of debris from your property after a claim.
- Your domestic helper’s property.
- Your guest’s property.
- Contents outside on your premises.
- Washing stolen from your washing line on your premises.
- Replacement of locks and keys.
- Loss of metered water that results in charges that you are legally liable to pay.
- Re-landscaping of gardens and removal of fallen trees after a claim.
- Your contents in transit in your motor vehicle, caravan, trailer or boat.
- Damage to your contents being moved by a removal company.
- Deterioration of fridge or deep freeze contents.
- The cost of employing a pest control expert to get rid of pests in your house.
- Rent and other accommodation after a claim that we pay if your building cannot be lived in.
- Reinstatement of data or programmes on your computer if we have paid a claim on the computer.
- Programmes not compatible with a computer replaced.
- Temporary repairs or employing a security guard to keep your contents safe.
- The cost of putting out a fire on your premises.
For a minimal extra monthly premium you can extend your cover to ensure that you’re protected against theft without forced entry. We can also cover you for personal belongings that you normally wear or carry, away from your own premises.
All cover is subject to the policy terms, conditions and exclusions as stated in the Policy Wording, which you can read here.
You can read the General Section and General provisions here
Please always refer to your policy wording as the final and definitive document that specifies the details of your cover, including what is not covered.
INSURANCE FOR MYSELF AND MY BELONGINGS
Our range of products will meet all your personal insurance requirements. You can also combine the products to get more inclusive cover for every aspect of your life.
Applying for cover is a streamlined, efficient process with the Infiniti Online system.
INSURANCE FOR BUSINESS
We have designed insurance products to cover all aspects of your business operations and risk.
No matter the size of your business, you’ll be able to get the specific insurance cover you need to protect you against loss and ensure that your business continues operating even when the unexpected occurs.
INSURANCE FOR MY MOTOR VEHICLE
Our motor insurance packages are designed to keep you on the road as simply and efficiently as possible. We offer insurance on all vehicles, covering personal and business use.
From accident insurance to third-party cover – it’s all easily available to you, right here, online.