Personal Specified All Risks

If you have particularly valuable items that you wish to protect, our All Risks covers personal possessions that you specify, if they are stolen or damaged when they are not in your home.

We will pay for damage to or theft of your items, no matter where in the world it happens.

You’ll also get all of this automatic additional cover:

• Reinstating data or programmes on your computer if we have paid a claim on the computer.
• Replacing software not compatible with a computer that we replace.

Please note: you cannot take out a Personal All Risks policy unless you have first taken our Household Contents cover.

All cover is subject to the policy terms, conditions and exclusions as stated in the Policy Wording, which you can read here.

You can read the General Section and General provisions here

Please always refer to your policy wording as the final and definitive document that specifies the details of your cover, including what is not covered.