Personal Accident

Personal accident cover allows you to look after your loved ones should anything happen to you. It gives benefits to people you name, should you accidentally be injuredBodily injury caused by accidental violent external and visible means that happens anywhere in the world and that directly and independently of all other causes results in the insured persons’ death or disability within 24 months. Injury includes death or injury as a result of exposure, starvation and thirst. , become  disabled Total disability means that the insured person is totally unable to continue their usual occupation or profession. Temporary total disability means that the insured person is totally unable to continue their usual occupation or profession for a period of more than 2 weeks but less than 21 months. or die.

Our benefits range from cover for the loss of a finger, all the way to complete disability.

You’ll get this automatic cover:

• Death
• Permanent disability
• Loss of one or both hands and feet
• Loss of sight in one or both eyes
• Total inability to move
• Total disability
• Loss of a thumb
• Loss of a finger
• Loss of toes
• Loss of hearing in both ears
• Loss of hearing in one ear

Please note: you cannot take out a Personal Accident policy unless you have first taken our Household Contents cover.

All cover is subject to the policy terms, conditions and exclusions as stated in the Policy Wording, which you can read here.

You can read the General Section and General provisions here

Please always refer to your policy wording as the final and definitive document that specifies the details of your cover, including what is not covered.